Are you interested in developing your career in finance which utilizes credit risk and innovation? This role would offer high visibility and an opportunity to make a meaningful impact within the bank.

We are seeking a talented and ambitious applied AI and Data Science analyst to join our new Credit Innovation Group.

Join our dynamic and fast-growing Credit Innovation Group, where you will embark on an exciting journey to leverage the power of artificial intelligence and business analytics to deliver strategic solutions for effective risk monitoring and underwriting. As a lead of Credit Innovation Group, you will delve into the depths of finance and technology to deliver business critical solutions.

Your role will be to push the boundaries of innovation by harnessing the power of cutting-edge artificial intelligence and analytical techniques. You will strategize, collaborate with multiple CoEs (Center of Excellence) within JP Morgan to conceptualise, ideate and deliver solutions critical for credit risk monitoring.

By joining our team, you will have the opportunity to make a significant impact on the strategic direction of JPM. You will work alongside a talented group of professionals, collaborating to tackle complex challenges and drive innovation in the realm of Credit Risk.

If you are passionate about AI powered product development, enjoy strategic planning, good at decision-making, thrive in a fast-paced environment, and are eager to contribute to innovation in the finance sector, we invite you to join us on this exciting journey.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

• Lead product strategy and management from ideation to execution, creating a sophisticated platform for credit investment review and monitoring
• Design and create platforms for smoothly integrating credit risk forecasting models to enhance performance and scalability while ensuring accuracy
• Develop regulatory stress testing and reserve provisioning models, utilizing econometrics and financial mathematics
• Conduct research and development prototypes to identify new ways of using technologies, enabling innovation and delivering products
• Solve unstructured business problems to deliver effective suite of solutions within a timebound manner
• Adopt agile practices to deliver product development analysis, build and implementation of next generation (AI) solutions to effective credit risk monitoring and review
• Collaborating across teams and geographies to leverage data, technology and platforms to build analytical tools, as well as to help design and build the next generation of intelligent solutions
• Embrace a control focused culture, develop strong understanding of business and credit risk to partner effectively with stakeholders

Required qualifications, capabilities, and skills

• Proficient with one or more tools – Python, Tableau, Qlik, Alteryx, PEGA, Signavio & UiPath (a person with a high aptitude and drive to learn will be considered)
• Proficiency in statistical modelling techniques such as logistic regression, time series analysis and machine learning algorithm
• Professional experience or deep interest in data analytics, artificial intelligence and data visualization tools/ techniques
• Problem solving skills to create solutions to potentially complex business challenges
• Candidate must be able to lead, multitask, thrive in a fast-paced environment managing multiple ad-hoc analytical requests and prioritize work accordingly.
• A strong academic background, with a minimum of a bachelor's degree. JPMorgan welcomes candidates from all academic disciplines

Preferred qualifications, capabilities, and skills

In addition to the required qualifications, the following skills and knowledge are desirable (but not essential) for this role. At JPMorgan, we foster a culture of continuous learning and growth, and we are committed to supporting your development in these areas (subject to meeting the minimum internal criteria):

• Upto 3 years of work experience in product development, business analysis, data science or AI
• Front-end development, UI design, and dashboarding skills
• An keen interest and curiosity in Generative AI
• A background in finance and domain knowledge in Credit Risk
• Practical knowledge of Agile

About Us

Across JPMorgan Chase, we serve millions of customers and many of the world’s most prominent corporate and government clients. Our mission is to build a stronger, more equitable economy, and we strive to make a positive impact everyday with our customers in their communities. We are proud of our reputation as one of the world’s most admired companies and we know that it’s our people who make us successful. We are committed to a diverse and inclusive workplace where our employees are welcomed, valued and able to bring their authentic selves and best work forward.